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Arizona Social Security Disability Blog

Sunday, March 26, 2017

Applying for Social Security Disability Benefits in Arizona

Q: How can I expedite the Social Security disability (“SSDI”) benefits application process?

If you are considering applying for Social Security disability benefits in Arizona, you will need to assemble a variety of information and documentation to support the application. Failure to submit a complete application with all required information will result in a denial of your application.

Generally, applications may take weeks, months or even up to a year for a decision if not handled by an attorney.
Read more . . .

Sunday, March 5, 2017

Unpaid Student Loans Could Cost You Part of Your Social Security

Q: Can the government garnish social security benefits if I default on a federal student loan?

Are you racking up large federal student loan debt for your own education or for your children’s college educations? If so, your Social Security benefits could be in jeopardy if you fall behind in your loan payments.

Read more . . .

Sunday, February 26, 2017

Are Your Expectations Regarding Social Security Disability Insurance Realistic?

Q: Can I count on Social Security Disability Insurance Benefits alone to support me and my family or should I get private disability insurance?

They say the only sure things are death and taxes.

Maybe that kind of thinking is why most Americans have-- or at least acknowledge-- the importance of life insurance. Sadly, most people don't place the same value on disability insurance. And the reality is you're more likely to become disabled than you are to die before reaching retirement age. Just ask an experienced Social Security Disability law attorney.
Read more . . .

Monday, January 23, 2017

A Primer on Qualifying Medical Conditions

Can I obtain social security benefits for my illness?

The media has been filled with reports of fraud in the Social Security Disability Insurance Program, but these cases are greatly overstated. In fact, qualifying for and obtaining SSDI or SSI (Supplemental Security Income) benefits can be quite complicated and certain conditions must be met.

In short you must have an illness or injury that is expected to last at least a year or more or lead to death. Moreover, the Social Security Administration has a list of specific medical impairments that automatically qualify for disability benefits.

The SSA Blue Book

The list of impairments is maintained in the SSA blue book, and there are lists for both children and adults.

Read more . . .

Tuesday, January 17, 2017

Work Credits and How They Affect Social Security Disability

What are work credits and how do they affect Social Security benefits?

As you move through your working career, you earn work credits for each year during which you earn wages and pay FICA taxes into the Social Security system. These credits are being banked so that you will be able to receive Social Security Disability Insurance (SSDI) benefits should you become unable to continue earning a living. These credits are required for you to be entitled to receive SSDI, Social Security, Retirement, and Medicare benefits. Work credits, like other aspects of Social Security Disability, can be complicated and confusing, especially to those simultaneously dealing with the trauma of becoming disabled.

Read more . . .

Monday, December 26, 2016

Top Reasons Why SSDI Claims Are Rejected

What should I do if my disability application is rejected?

For those who have severe ongoing disabilities that render them unable to work, the Social Security Disability Insurance Program (SSDI) provides much-needed benefits; however, nearly two-thirds of disability applications are rejected. Let's take a look at the leading reasons benefit claims are rejected.

Insufficient Work Credits

The Social Security Administration considers a number of factors when determining benefit eligibility, including the applicant's age, the number years worked - and paid into the social security system, and when you became disabled. You must have worked for a certain amount of time to qualify. Generally, you must have 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled.

Read more . . .

Tuesday, December 13, 2016

Social Security Disability Benefits: Separating Truth from Fiction

How much of what I've heard about SSDI is actually true?

Many people who have become disabled wonder if they are qualified to receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) and whether it is worth applying for benefits. The best person to answer this and other related questions is a thoroughly knowledgeable disability attorney. Here is a list of fact-checking replies to some of the myths you may have heard.

Read more . . .

Monday, November 21, 2016

Fast-Track Review of SSDI Claims

Does my medical condition qualify for a fast track disability review?

While Social Security Disability Insurance is designed to provide benefits to those who are unable to work, the system is plagued by delays and inefficiencies. However, the Social Security Administration has procedures in place to fast track review certain cases. Let's take a brief look at some of these programs.

Read more . . .

Monday, November 14, 2016

Lawmakers Propose Emergency Payments for Social Security Beneficiaries

How can I qualify for Supplemental Security Income benefits?

Led by Sens. Patty Murray (D-WA) and Charles Schumer (D-NY), congressional lawmakers are proposing a one-time emergency payment in the amount of $581 for over 65 million individuals who currently receive retirement benefits and Supplemental Security Income (SSI).

The payments are designed to assist these recipients who were denied a cost of living adjustment in 2016.

Read more . . .

Tuesday, October 18, 2016

New Criteria for Evaluating Mental Disorders

What mental disorders qualify for social security disability benefits?

The Social Security Administration announced new rules in September concerning the criteria the agency will use to evaluate disability claims related to mental disorders. The new rules, slated to take effect on January 17, 2017, are said to be the most extensive changes to this criteria in more than 30 years. In devising the new rule, the SSA considered public comments to its proposed rule released earlier this year.

Read more . . .

Monday, October 17, 2016

New Study Suggests Social Security Administration Fails to Properly Explain Benefits

Earlier this year, the Government Accountability Office (GAO) conducted a study of the Social Security Administration (SSA); namely, its practices while working with soon-to-be beneficiaries. Overall, the GAO concluded that the SSA can – and should – do a much better job ensuring beneficiaries fully understand the ramifications of their decisions – which, up until now, have blindly cost thousands of enrollees millions of dollars in lost income.

The study focuses primarily on retirement benefits through the SSA. However, the clear issues are those that can impact any number of enrollees, including those receiving disability benefits and Supplemental Security Income (SSI). Overall, the GAO reviewed a number of surveys, academic reports and interviews with both agency representatives and beneficiaries to conclude that the information supplied to SSA customers is incomplete, unclear and sometimes misleading.

Read more . . .

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