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Social Security Disability

Thursday, August 31, 2017

How Might a Repeal of the Affordable Care Act Impact the Disabled in Arizona?

Although recent efforts to repeal the Affordable Care Act (also known as “Obamacare”) in favor of what has been promised to be a better national healthcare system have failed to pass to date, some Arizonans are worried about the fall out that may follow any plan that cuts services. In particular, the 1.9 Million people covered by Arizona's version of Medicaid – – the Arizona Health Care Cost Containment System (“AHCCCS”)—stand to lose a lot.

How will this affect those receiving or applying for disability benefits in Arizona?

The federal government offers two different Read more . . .

Monday, August 28, 2017

Disability Insurance Appeal Backlog Time Skyrockets

Q: How long does it take to get a federal disability benefits appeal hearing date?

Getting it right the first time you are applying for Social Security disability benefits is critical because the appeals process for denials is excruciatingly-long and it’s getting longer each day.

The federal government offers two different disability programs: Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”). Both require that an applicant meet the government’s definition of "disabled", but the similarities end there.

To oversimplify a very complex topic, SSDI is a work-based program available to certain applicants who, in addition to meeting other qualifying criteria, previously worked and paid into the Social Security system through their payroll taxes for the requisite number of work years and work credits. In contrast, SSI awards do not require any work history, but are need-based and only available to those who, in addition to meeting other qualifying criteria, have extremely limited economic situations.
Read more . . .

Monday, July 31, 2017

Social Security Disability vs. Long-term Disability Insurance

Q: Do I need Long-term Disability insurance if there is Social Security Disability insurance?

No one wants to think about becoming disabled and being unable to provide for yourself or your family financially, because the prospect is frightening and applying for long-term disability benefits is complicated. However, 1 in 4 people will suffer a long-term disability during their lifetime and the average length of a long-term disability is 2 1/2 years. Can any among us survive financially with medical bills and no income for 30 consecutive months?

Read more . . .

Saturday, July 29, 2017

The Social Security Disability Insurance Appeals Process

Q: If I win a Social Security Disability Insurance appeal, are my benefits retroactive?

If you thought that applying for Social Security Disability Insurance benefits was complicated and time-consuming, wait until you hear about what’s involved in appealing a SSDI or SSI denial in Arizona in the event your initial application is denied.

If you are unable to work, you may qualify for one of the federal government's two disability benefits programs – – Social Security Disability Insurance (“SSDI”) or Supplemental Security Income (“SSI”). Both programs are different, but each requires the applicant to meet the Social Security Administration's definition of "disabled" which is "suffering from a physical or mental impairment that prevents engaging in substantial gainful activities and that has lasted, or is expected to last, for 12 months or more or result in death.
Read more . . .

Tuesday, June 27, 2017

Social Security Disability Benefits Vulnerable to New Budget Cuts

Q: How will President Trump’s proposed budget affect Social Security disability benefits?

Federal safety net programs such as Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”) and others can expect significant cuts and reforms if President Trump's proposed budget passes in its current form, Social Security Disability lawyers warn.

The disability benefits legal experts are watching with interest for not only how the changes will impact those applying for SSDI disability benefits but also for any limitations on or cuts to the amounts of benefits disabled recipients are currently receiving.

The message from the top is "get a job, not a government handout".
Read more . . .

Saturday, June 24, 2017

Extra Benefits Available to Social Security Disability Recipients

Q: Can my student loans be forgiven if I receive Social Security disability benefits?

Facing a disability is frightening. It could happen to any of us at any time through an illness or an injury. In addition to being painful, long-term disabilities are often accompanied by stress over providing for our families. Specifically, we worry about paying mounting bills for basic things like food and shelter and other bills like student loans.

Read more . . .

Wednesday, May 31, 2017

Accessing Healthcare and Social Security Disability Insurance Benefits in Arizona

Q. If applied for Social Security Disability Insurance benefits, can I also qualify for health care coverage?

The first thing a worker who becomes disabled and unable to work worries about is paying the bills without a paycheck. That’s why disabled workers should immediately seek counsel from a Social Security Disability Insurance Benefits attorney and apply for Social Security Disability Insurance (“SSDI”) benefits.
Read more . . .

Saturday, May 27, 2017

Returning to Work While Collecting Social Security Disability Insurance Benefits

Q: If I return to work, will I immediately lose my Social Security Disability Insurance benefits?

A common question Social Security Disability benefits attorneys often hear from clients who are either applying for disability benefits or are already receiving benefits is “What will happen to my benefits if I return to work?”.

Social Security Disability Insurance (“SSDI”) benefits is an income-based federal benefits program. In order to Read more . . .

Sunday, April 30, 2017

What Would Happen to Disability Benefits if Social Security was Privatized?

The Social Security Administration, a part of the federal government, not only oversees and administers retirement benefits to workers ready to kick back and enjoy their golden years, but it is also responsible for administering Social Security disability insurance (“SSDI”) and Supplemental Security Income (“SSI”) benefits to disabled people.

At various points in history, citizens have questioned whether their Social Security retirement benefits will be there for them when they are finally old enough to retire. Small, periodic adjustments in the FICA tax rates and gradual pushing back of the minimum retirement age have previously been effective in thwarting threats to the solvency of the trust fund from which Social Security retirement benefits is paid.
Read more . . .

Thursday, April 27, 2017

Will New Social Security Disability Claims Rules Make it Harder on Applicants for Benefits?

Now more than ever, applicants for Social Security disability benefits (“SSDI”) may benefit from the assistance of attorneys who specialize in Social Security disability law during the benefits application and/or appeals process.

The process Read more . . .

Friday, March 31, 2017

Gun Ownership and the Mentally Disabled

Q: If I receive Social Security disability benefits, will I be banned from gun ownership?

Social Security disability benefits, (“SSDI”) are be awarded to applicants under the age of 65 who satisfy the government’s definition of "disabled" and who have paid into the Social Security system and amassed the requisite number of work credits prior to becoming disabled. The qualifying disabilities may be physical or mental in nature. Supplemental Security Income (“SSI”) is another government disability benefits program, but it is based on need and other qualifying factors.
Read more . . .

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