Will I still get my disability benefits check during the shutdown?

People become disabled in many different ways. Some are born with a disability while others acquire one at some point during their life through an accident, illness, or injury. One of most frustrating things that those suffering from a physical or mental disability must face is the financial struggle make ends meet when you are not able to work. 

Because of this, the federal government, through the Social Security administration (“SSA”) offers two different benefit programs with Read More

How can vulnerable disabled citizens be protected from nursing home abuse?

Applying for disability benefits in Arizona is a complex and time-consuming process. There are two different federal programs administered by the Social Security Administration (SSA) each with its own requirements. Gathering the required information and documentation can be overwhelming and since two-thirds of all initial disability benefits applications are denied, getting it right the first time is important.

Read More

How can disabled people transition from institutions to community-based living?

Sometimes, people are born with physical or mental disabilities and in other cases, they may become disabled during their life as a result of an accident, illness, or injury. When disability strikes, hiring a skilled Social Security disability benefits attorney may expedite the process of obtaining benefits.

The federal government provides disability benefits through two different federal programs.

Read More

Why are employers hiring workers with autism?

Qualifying for Social Security disability benefits means satisfying the federal government’s definition of “disabled” –which means suffering from a physical or mental impairment that prevents engaging in substantial gainful activities and that has lasted or is expected to last for 12 months or more or result in death.

The government actually maintains a list of a variety of health problems that qualify as physically or mentally disabling conditions– but the list is not exclusive. 

One of the fastest growing disabling conditions of our time is autism spectrum disorder, with statistics of its rise in prevalence increasing an alarming pace.

Read More

Pilot Program May Offer Hope for Aging Parents of Disabled Children

What will happen to my disabled child when I get too old to care for them?

It is never easy to learn that your child has been diagnosed with a disability, especially one that is significant and lifelong and may prevent the child from ever living independently. Sometimes the diagnosis comes at birth, sometimes at a later point. After the shock wears off, many parents do the research and at some point begin applying for Social Security disability benefits and other assistance from the federal government.

Supplemental Security Income (“SSI”) is one of two federal government benefit programs available to those who meet the government’s definition of being physically or mentally “disabled”.

Unlike Social Security disability insurance benefits (“SSDI”), SSI does not require the applicant to have previously worked and paid into the Social Security system through their income taxes prior to becoming disabled.

Read More

LTD Recipients May Be Shortchanging Themselves

Q: Should I file for SSDI if I have LTD benefits?

If you’re already receiving long-term disability (“LTD”) benefits, you may feel fortunate, but you may not be taking full advantage of your situation. And that can cost you. That’s why seeking advice from a skilled disability benefits attorney is wise as soon as you become disabled.

Most long-term disability insurance policies require claimants to file for Social Security disability benefits as well in order to collect under their LTD policy. But even if it isn’t required by your plan, there are several reasons why applying for Social Security disability benefits (“SSDI”) could be advantageous to those with LTD insurance benefits.

Social Security disability benefits are periodically adjusted based on inflation so SSDI recipients can expect to receive periodic cost-of-living adjustments in their benefits checks. But long-term disability benefits are generally not adjusted for inflation, so LTD recipients will receive the same monthly amount 10 years from now as they are receiving today—so it will not go as far in the future as it may today.

Read More

Navigating Housing on Disability Benefits

Q: Do disability benefits recipients have a right to accessible housing?

Applying for disability benefits can be a long and complex process, complicated further by the extremely high incidence of initial denials of applications and the subsequent extended waiting for an appeal that denial.

With 2/3 of initial applications being denied and a backlog of up to two years for an appeal hearing, hiring a skilled Arizona Social Security disability benefits attorney may increase the likelihood of that either an initial application or an appeal will be successful. It doesn’t cost anything out-of-pocket to do so.

When a gainfully-employed individual becomes disabled mentally or physically as a result of an illness, accident, or injury and is suddenly unable to continue to work, their and their whole family’s life can be turned upside down. In addition to the possible pain associated with the disabling condition, there’s the financial stress of losing an income – – and the long wait before benefits kick in. During this time, it’s not uncommon that applicants will blow through their savings and possibly lose or need to sell their homes and find affordable apartment housing.

Read More

Pitfalls of Accessing Long Term Disability Insurance

Can a disability attorney help me access LTD benefits?

If you’re fortunate enough to have long-term disability benefits (“LTD”), either through your employer or a private insurance policy, you might assume accessing those benefits in your time of need would be as simple is filing a few papers—sort of like a health insurance claim. Unfortunately, many people applying for LTD benefits submit incomplete applications, miss important deadlines, or fail to file specific requirements and find their claims denied.

Hiring a Long-term disability benefits attorney can make the difference between having an initial application approved or denied, or having success on appealing the denial of LTD benefits.

Read More

Disability Benefits and the Compassionate Allowances Program

Is there a way to expedite my disability benefits application?

Arizona Social Security disability benefits attorneys know all too well the obstacles and delays that disabled people face when trying to access federal government disability benefits like Social Security Disability (“SSDI”) benefits or Supplemental Security Income (“SSI”) benefits, both of which are administered by the Social Security Administration.

Applying for SSDI benefits is a complicated process as evidenced by the fact that nearly 2/3 of initial applications are denied. Add that grim statistic to the fact that most applicants who appeal a SSDI denial have to wait as long as two years for an appeal hearing, and it becomes obvious that many suffering people could die before getting approved for SSDI benefits.

Read More