Can a disability attorney help me access LTD benefits?
If you’re fortunate enough to have long-term disability benefits (“LTD”), either through your employer or a private insurance policy, you might assume accessing those benefits in your time of need would be as simple
Hiring a Long-term disability benefits attorney can make the difference between having an initial application approved or denied, or having success
Further, there are also many time-sensitive deadlines that are easy for laypeople to miss—especially when juggling all the other physical, emotional and financial pressures of living with a disability.
It may be advisable for a worker who becomes disabled to apply for Social Security Disability (“SSDI”) benefits prior to collecting on their long-term disability insurance benefits. In fact, some policies require that they file for SSDI first– and failure to do so can result in a denial, reduction and/or delay of LTD benefits.
Not unlike the complicated process of applying for LTD benefits, the SSDI application and appeals process is also daunting for the layperson. With approximately 2/3 of initial SSDI applications being denied and with SSDI appeals hearings experiencing a nearly two-year average delay, some disabled people are depleting their savings, losing their homes, and even dying while waiting for benefits that were initially denied. This is why many people get a disability benefits attorney on their side early on—especially since there is no out-of-pocket cost to do so.
If you or a loved one has questions regarding long-term disability insurance benefits and/or Social Security disability benefits, the disability attorneys of Arizona at Roeschke Law can help you. Contact us today for a free consultation.
With offices in Phoenix, Tucson, and Tempe, we help disabled clients throughout Arizona access the benefits they need and deserve.