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Arizona Social Security Disability Blog

Monday, February 12, 2018

Dispelling the Myth that the SSDI Benefits Recipients Don’t Want to Work


Q: Are Social Security disability benefits recipients really disabled or just lazy?

Qualifying for Social Security disability insurance (“SSDI”) is not always easy. Even those who are ultimately approved, often wait months or even years for that approval, especially since 2/3 of initial applications are denied.

Since much news regarding Social Security disability benefits is focused on how long and hard a process Read more . . .


Tuesday, February 6, 2018

Do I qualify for Social Security Disability Insurance?


Do I qualify for Social Security Disability Insurance?

Helping the disabled navigate the complicated process of applying for Social Security Disability Insurance benefits (“SSDI”) is what Arizona disability attorneys do best.

And considering that approximately 2/3 of all initial applications for SSDI are denied, trusting your application to an Arizona disability law attorney could mean the difference between an application or appeal being granted or denied.
Read more . . .


Wednesday, January 10, 2018

Tax Reform May Impact Disability Benefits


Q: How might income tax reform impact disability benefits?

If you thought applying for Social Security disability benefits in Arizona was confusing, understanding the various programs administered through the Social Security Administration can be just as challenging.

For example, the federal government agency oversees two different disability benefits programs: Social Security Disability Insurance (“SSDI”) and Supplemental Security Income (“SSI”).

Although both disability benefits programs require recipients to satisfy the federal government’s definition of mentally or physically "disabled", both programs have more differences than similarities.
Read more . . .


Sunday, January 7, 2018

Stiff Penalties for Social Security Fraud


Q: What is the penalty if I’m caught working while receiving Social Security disability benefits?

One of the advantages of living in America is the availability of federal government programs that provide assistance when hard times unexpectedly hit. At some point during their lifetimes, many working Americans may become physically or mentally disabled and unable to continue to work. When this happens, Social Security Disability benefits “SSDI” may be the lifeline you and your family need to financially survive the crisis. But Read more . . .


Tuesday, December 12, 2017

Disability Benefits Recipients to Get More Money in 2018


Q: How much of an increase in their disability benefits can recipients expect?

If you are lucky enough to have been approved after applying for disability benefits, you will be happy to know that more money is coming your way in 2018.

The application process is difficult and time-consuming. To make matters worse, approximately two-thirds of initial disability claims get denied, necessitating an even more lengthy disability application appeal—making your waiting time for benefits approval stretch into many months and even years.
Read more . . .


Saturday, December 9, 2017

People Are Dying While Waiting for Disability Benefits Hearings


Q: Is the wait for a Social Security disability insurance benefits (“SSDI”) appeal nearly two years?

People are literally dying while waiting for a decision on their Social Security disability benefits applications.

An initial application for Social Security disability benefits can take about 8 months—a hardship in itself as most Americans’ “rainy day funds” may not last that long. Read more . . .


Tuesday, November 14, 2017

The Impact Tightening Medicaid Eligibility May Have on Disabled in Arizona


Q: How would work requirements for Medicaid impact disabled Arizonans?

Anyone who has gone through the process of applying for Social Security disability insurance benefits in Arizona (“SSDI”) knows how difficult and time-consuming the application process is– – especially if the initial application is denied. Some people take months and even years to get through the appeals process as their personal, financial, and medical situation worsens. In one month alone recently, 63% of initial disability claims nationwide were rejected.
Read more . . .


Saturday, November 11, 2017

Preparing for a Long-Term Disability


Q: How can I prepare for a long-term disability?

There are few things more frustrating than applying for disability benefits on your own.

And with about 60% of first time applications for Social Security disability insurance being denied, necessitating a lengthy appeals process which can take months or even years, most people seek the help of a Read more . . .


Monday, October 9, 2017

How Disability Benefits Are Calculated


What Are Work Credits?

Social Security Disability benefits are distributed, with very few exceptions, to adults who have had a working career before they became disabled. The recipient has to have worked for a minimal amount of time in order to be eligible; the time period is measured in blocks called “work credits.” The number of work credits you need in order to receive benefits depends on the age at which you became disabled. This system is based on the fact that each paycheck you have received has been tapped for a FICA (Federal Insurance Contributions Act) contribution which funds Social Security and Medicare.

Typically, you need 40 work credits, 20 or which you’ve earned during the last 10 years before you became disabled.
Read more . . .


Wednesday, October 4, 2017

The Consequences of a “Bad Faith” Disability Insurance Claim Denial


Q: What happens if a disability insurance claim is denied in “bad faith”?

Sometimes, karma happens.

In a perfect world, a person with long term disability insurance (“LTD”) would submit a valid claim with sufficient medical documentation in support and it would be approved. The financially-vulnerable (and now-disabled) insured would benefit from having had the good fortune and/or foresight of obtaining LTD insurance in healthier days either through an employer plan or a private policy.
Read more . . .


Saturday, September 30, 2017

Disability Benefits: Too Little, Too Late?


Can you depend on disability payments when you need them?

Suffering an accident or illness that results in permanent disability is life-altering as well as traumatic. Most people are under the impression that here, in the United States of America, we can count on our government to help us when we become unable to support ourselves and our families. Unfortunately, while the Social Security Administration has a well-established program to provide benefits to workers who have become disabled, bureaucracy gets in the way of processing those benefits in a timely manner. As a result, more than 1 million Americans wait an average of almost 2 years (longer than some of them will live!) to get a hearing that will decide whether they are eligible for benefits.

Delays Built into the System

Most applicants for disability benefits are denied coverage at least once, so they will, almost certainly, spend time waiting, first for a rejection, and then for an appeals hearing.
Read more . . .


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